Common Questions

Calgary Real Estate FAQ

Straight answers to the questions I hear most from buyers and sellers in Calgary — no jargon, no pressure.

Buying in Calgary

How much do I need for a down payment?

It depends on the purchase price and the type of mortgage you qualify for — minimum down payment rules in Canada are set federally and vary by price tier. I work with trusted mortgage brokers who can walk you through exactly what you'd need to qualify, based on your specific numbers.

How long does it typically take to buy a home?

From your first pre-approval conversation to getting keys, most buyers are looking at roughly 6–12 weeks once you're actively searching — though it varies with how competitive the market is for the type of home you want. I'll give you a realistic timeline once we talk about what you're looking for.

What should I look for in a home inspection?

A good inspection covers the big-ticket items — roof, foundation, electrical, plumbing, and HVAC — and should give you a clear sense of what's cosmetic versus what's a real red flag. I always recommend buyers attend the inspection in person if they can.

Do I need a REALTOR® if I already found the house I want?

Yes — even when you've found the home yourself, having representation matters for the offer, negotiation, and conditions that protect you. In most cases, the seller pays the commission, so buyer representation typically costs you nothing out of pocket.

Selling in Calgary

How do I find out what my home is worth?

The most accurate number comes from a comparative market analysis — looking at recent, comparable sales in your specific neighbourhood, not a generic online estimate. I put these together for free, with no obligation.

Do I need to stage my home to sell it?

Not always fully staged, but presentation matters — decluttering, depersonalizing, and a handful of small fixes usually pay for themselves in a faster sale and stronger offers. I'll walk your home with you and tell you honestly what's worth doing and what isn't.

How long does it take to sell a home in Calgary?

It depends heavily on price, condition, and how competitive your specific neighbourhood and price point are right now. I'll give you a straight, current read on your situation rather than a generic number.

What fees are involved in selling a home?

The main cost is commission, plus closing costs like legal fees. I go through the full breakdown with every seller before we list, so there are no surprises later.

Calgary Neighbourhoods & Market

What's the difference between Calgary's quadrants?

Calgary is split into four quadrants (NW, NE, SW, SE) radiating from the downtown core, and which one suits you often comes down to commute, school catchment, and lifestyle more than price alone. My free Calgary, Unfiltered guide breaks down the honest trade-offs of each.

What are the best neighbourhoods in Calgary for families?

It depends on priorities — school catchments, commute, and walkability all weigh differently for different families. Communities like Tuscany, Auburn Bay, Mahogany, and Evanston come up often, and I break down why in my free Calgary neighbourhood guide.

Is now a good time to buy or sell in Calgary?

Market conditions shift by season, price point, and even by neighbourhood, so “the market” isn't one single answer. I'm happy to give you a straight read on current conditions for your specific situation — just reach out.

Working With Lisa

Do you work with clients relocating to Calgary?

Yes — I work with clients relocating from across Canada and internationally, including many families moving from Brazil. Having lived and worked internationally myself, I understand what it's like to navigate a new city as an outsider.

Do you speak Portuguese?

Sim! I'm fluent in Portuguese and work closely with Calgary's Brazilian community, helping buyers and sellers navigate the process comfortably in their own language.

What areas does Lisa Kauffmann serve?

I work throughout Calgary and the surrounding area, representing both buyers and sellers at every stage — from a first-time purchase to a move-up sale.

Have a Different Question?

Let's talk about your situation

Every buyer and seller's circumstances are different — reach out and I'll give you a straight answer.

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